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Solar financing options in Nova Scotia.

A white farmhouse with a red front door and rooftop solar panels

Real ways homeowners are paying for solar now, including Halifax Solar City, municipal PACE programs where available, and cash or private financing.

PACE Map

Compare your main financing paths

Halifax Solar City

Best for HRM homeowners

  • Property-based financing through a Local Improvement Charge (LIC)
  • 10 years to repay
  • 4.75% fixed interest rate
  • Separate from your property tax bill
  • Subject to property eligibility and municipal account status
Learn more about Solar City 

Municipal / PACE Programs

Best where local programs exist

  • Offered through participating Nova Scotia municipalities
  • Terms and maximums vary by municipality
  • Finances solar and other clean-energy upgrades
  • Availability depends on your location
See participating municipalities 

Cash or Private Financing

Best for flexibility and speed

  • Use your own funds
  • Or finance through your bank or lender
  • Fastest approval path in many cases
  • Flexibility depends on your lender and budget
Explore payment options 

Which path usually fits best?

  • Best for HRM homeowners

    Solar City

    A property-based option with predictable payments on a separate municipal charge.

  • Best where municipal PACE exists

    Local PACE option

    Covers solar and other clean-energy upgrades. Terms vary by municipality.

  • Best if you want the simplest route

    Cash or private financing

    Flexible and often fastest if you're outside available municipal programs.

Not sure which applies to you? We'll review your address and eligibility before recommending a path.

What ClearSky reviews before recommending a payment path

  • Your municipality
  • Your NS Power usage
  • Whether Solar City or PACE applies
  • Whether the system size makes sense
  • Your roof fit and project size
  • Whether financing still makes sense for you
A finished all-black rooftop solar array on a Nova Scotia home

We do not build proposals around outdated rebates or unrealistic assumptions. Our goal is simple: the right system, the right way to pay for it.

See which payment path fits your home.

Payment options are part of every free assessment.

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